MasterCard, VISA and American Express
In Turkey, payment cards are by far the most commonly used payment method for online purchases. Mastercard, Visas and American Express are widely accepted and frequently used – not only for standard transactions, but also for instalment payments and loyalty schemes. Do you want to accept card payments in Turkey? If so, you’ll be serving a large part of the market.
Troy
Also of interest are the local alternatives, such as Troy – the Turkish national card scheme – which is steadily gaining ground. Troy can currently be accepted via a limited number of Payment Providers, but an increasing number of Payment Providers are expanding their support.
BKM Express
Another important payment method is BKM Express – a Turkish digital wallet developed by the national payment platform BKM. Users link their bank cards to this wallet and make secure payments without sharing their card details. BKM Express is fast, mobile-friendly and popular with consumers who value their privacy. Would you like to accept BKM Express in your online shop? By doing so, you’ll be offering your customers a locally trusted payment method that works well on mobile devices.
Mobile wallets
In addition, there are emerging mobile wallets such as Papara, Paycell and FastPay , which are particularly popular among young people and app-first businesses. These apps offer quick onboarding, cashback offers and simple payment requests – appealing to price-conscious consumers.
Bank transfer
Tot slot gebruiken sommige klanten nog steeds bankoverschrijvingen (EFT/havale), met name bij B2B-transacties of grotere bedragen.
PayPal is no longer available
It is important to note that PayPal since 2016 no longer available is based in Turkey. The company ceased operations after failing to obtain a new licence from the Turkish financial regulator (BDDK), as it refused to host its IT systems locally.
Apple Pay and Google Pay are not (yet) available
Apple Pay en Google Pay are currently not available for online payments in Turkey. Turkish banks do not support these services, meaning users cannot add local payment cards to Apple Pay or Google Pay. Although Apple Pay technically works with foreign cards, Turkish users cannot use these services with local cards.
