Online payment methods in Turkey

MasterCard, VISA, and American Express

In Turkey, payment cards are by far the most commonly used payment method for online purchases. Mastercard, Visas and American Express are widely accepted and frequently used—not only for standard transactions, but also for installment payments and loyalty programs. Do you want to accept card payments in Turkey? If so, you’ll be serving a large portion of the market.

Troy

Also worth noting are the local alternatives, such as Troy – the Turkish national card system – which is steadily gaining ground. Troy is currently accepted by a limited number of PSPs, but an increasing number of Payment Providers are expanding their support for it.

BKM Express

Another important payment method is BKM Express – a Turkish digital wallet developed by the national payment platform BKM. Users link their bank cards to this wallet and make secure payments without sharing their card details. BKM Express is fast, mobile-friendly, and popular among consumers who value privacy. Want to accept BKM Express in your online store? You’ll be offering your customers a trusted local payment method that works well on mobile devices.

Mobile Wallets

In addition, there are emerging mobile wallets such as Papara, Paycell and FastPay , which are particularly popular among young people and app-first companies. These apps offer quick onboarding, cashback promotions, and simple payment requests—features that appeal to price-conscious consumers.

Bank transfer

Tot slot gebruiken sommige klanten nog steeds bankoverschrijvingen (EFT/havale), met name bij B2B-transacties of grotere bedragen.

PayPal is no longer available

It is important to note that PayPal since 2016 no longer available is in Turkey. The company ceased operations after failing to obtain a new license from the Turkish Financial Supervisory Authority (BDDK) because it refused to host its IT systems locally.

Apple Pay and Google Pay are not (yet) available

Apple Pay en Google Pay are currently not available for online payments in Turkey. Turkish banks do not support these services, which means users cannot add local payment cards to Apple Pay or Google Pay. Although Apple Pay technically works with foreign cards, Turkish users cannot use these services with local cards.

Online shopping is increasingly taking place on mobile devices—and the payment process needs to be just as seamless as scrolling. Turkish consumers also expect online stores and checkout pages to support mobile-friendly payment options. A good Online checkout system ensures that your customers can pay with a single click, without any delays. Fortunately, there are several Payment Service Providers Payment Service Providers in Turkey that offer these payment methods and solutions and are easy to integrate.

The right mix of payment methods depends on your target audience and target markets. But you don’t have to figure it all out on your own. Our free Provider Selector "For Payment Providers" helps you find an all-in-one payment provider that’s right for your online store in just a few minutes. You can request quotes instantly, compare different PSPs, and get in touch with providers with no obligation—all without any hassle. This makes it easy to make the right choice and saves you both time and money.