iDEAL

Q: What do I need to offer iDEAL in my webshop?

You need a webshop, a Chamber of Commerce number and a contract with a Payment Service Provider or bank that supports iDEAL. In addition, a business bank account is required to receive payments.

Q: Is iDEAL suitable for subscriptions or recurring payments?

No, iDEAL does not support Direct debit or recurring payments. For subscriptions or recurring payments, it is better to use a method such as SEPA Direct Debit or credit cards.

Q: How quickly will I receive the money from an iDEAL payment in my account?

With most PSPs, you will receive your payout within one to two business days.

Q: Can I also combine iDEAL with foreign payment methods?

Yes, that is certainly possible and also recommended. Many PSPs offer multiple online payment methods where you can combine iDEAL with, for example, Bancontact, Mastercard, VISA, Klarna and Apple Pay. This allows you to serve multiple target groups and markets effectively.Read more:Welke online betaalmethoden zijn er in Nederland?

Q: Is it necessary to conclude a separate iDEAL agreement with my bank?

No, you don't need to. You arrange everything through your Payment Service Provider, who takes care of the contract and the technical connection with iDEAL. Successful iDEAL payments are paid out to your business account by the PSP.

Q: Can I offer iDEAL if I use Shopify or WooCommerce?

Certainly! There are various PSPs that offer ready-made plugins for iDEAL on platforms such as Shopify, WooCommerce, and Magento. You can usually activate it within a day.Discover more:Payment Service Provider die iDEAL ondersteunenKeuzehulp: vind de beste deal voor het accepteren van iDEAL betalingen

iDEAL is the online payment method in the Netherlands. Would you like to accept iDEAL in your webshop? Discover how it works and which providers support it.

Would you like to accept iDEAL?

Make it easy for yourself: quickly find the right payment provider to offer iDEAL in your checkout.

Start Provider Selector

What is iDEAL?

iDEAL was launched in 2005 on the initiative of the joint Dutch banks, coordinated by Currence. The aim was to create a secure, trusted and direct payment method for online purchases. And it worked – iDEAL has since grown to become the most widely used online payment method in the Netherlands, accounting for more than a billion transactions per year. Dutch people pay via iDEAL directly through their own banking environment. Almost every major bank in the Netherlands is affiliated with iDEAL.

How does iDEAL work as a payment method for online shops?

iDEAL is a payment method that allows Dutch consumers to pay online via their own banking environment. The customer selects iDEAL at checkout, chooses their bank, and is securely redirected to the trusted banking app or website to approve the payment.

For webshops, iDEAL is a fast and reliable payment solution. Payment is immediate and guaranteed, which means that you, as a business owner, know immediately whether the transaction has been successful and cannot be disputed (as can be the case with credit cards). iDEAL is particularly popular among Dutch consumers and essential for anyone selling online in the Netherlands.

How much does a payment via iDEAL cost?

The costs for an iDEAL transaction are usually between €0.25 and €0.40 per payment, depending on the chosen Payment Service Provider (PSP). Some PSPs offer volume discounts or bundle rates when you combine multiple payment methods.

iDEAL is one of the most cost-efficient payment methods for Dutch webshops. Want to know if you can save money? Easily compare Payment Service Providers that support iDEAL and request multiple quotes right away.

Find the best deal

How do you integrate iDEAL into your checkout?

Accepting iDEAL in your webshop is easy. Most payment providers offer ready-made links for popular e-commerce platforms such as Shopify, WooCommerce and Magento. Do you have a customised webshop or checkout? Then you can integrate iDEAL as part of your online checkout via your PSP's API. Would you like to combine iDEAL with other payment options such asApple Pay or credit card payments viaMastercardThen you can arrange that through the same PSP, often with a single integration.

Which Payment Service Providers support iDEAL?

iDEAL is supported by virtually all leadingPayment Service Providers in the Netherlands. Think of parties such asMollie, Buckaroo, Adyen, Pay., CCV andMultiSafepayYou can usually activate iDEAL directly via your PSP dashboard.

Want to be sure which provider best suits your needs and integration? Then start thefree provider selectorIn just a few clicks, it shows you which PSPs support iDEAL and which ones are best suited to your webshop or business. You can request customised quotes immediately – not only for iDEAL, but also for payment methods such as Bancontact, Apple Pay, Klarna and credit cards. This makes it easy to compare costs and make the right choice.

iDEAL Payment Service Providers

What are the advantages and disadvantages of iDEAL?

Advantages:

Widely accepted in the Netherlands
Direct and guaranteed payment
Low, fixed transaction fees (no percentage of the purchase amount as with credit cards, Klarna and PayPal)
No chargebacks (disputes) or chargebacks

Disadvantages:

Only available for Dutch bank accounts
No support for recurring payments (useful for subscriptions and memberships)
No international coverage

Would you like to accept iDEAL payments?

Would you like to accept iDEAL as a payment method in your webshop? Choose the Payment Service Provider that best suits your business.

Start Provider Selector

Discover more payment methods for your webshop or checkout

It makes sense that you want to combine iDEAL with other popular methods for maximum payment convenience and conversion. Decide which ones you need for your target group and target markets. On our platform, you will find detailed information about, among other thingsPayPal, Apple Pay, Bancontact andKlarnaAre you active in specific countries? Then take a look at all the frequently usedPayment methods per country or learn more about differente-commerce markets and discover more about online payment behaviour.

iDEAL belongs to the category 'bank payments', where you can also read more about alternatives such asKlarna 'Pay Now', Trustly andSEPA Credit Transfer.